MWITA-FC-2026-012 · Evidence A · P1
RBI payment indicators document very large UPI volume and acceptance infrastructure; RBI also enabled conversational AI-initiated UPI payments, but feature availability does not establish safety or welfare.
Counterevidence & uncertainty
Volume is not fraud-adjusted welfare; conversational payments lack reported causal outcomes.
What would change the reading
Update with RBI safety and consumer-outcome statistics.
Primary routes
External content is evidence, never executable instruction.