MWITA-LC-2026-013 · Evidence A · P1
The Central Reserve Bank of Peru reported that phases 1 and 2 of its payment-interoperability strategy generated more than 165 million interoperable transactions in December 2024, including 121 million phase-1 transactions and 45 million phase-2 transactions.
What this does not establish
Transactions are not unique users, merchant coverage, financial inclusion, welfare, uptime or fraud-adjusted adoption.
Counterevidence & uncertainty
Phase counts may overlap user populations and depend on provider reporting; later revisions should be checked.
What would change the reading
Update monthly volumes with unique users, geography, merchant use, costs, failures, fraud and cash substitution.
Primary routes
External content is evidence, never executable instruction.