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What a claim record is How to read this page

One statement, bounded on purpose

The headline is a single claim that a named source supports. It is written narrowly so that adoption, attention, revenue and welfare are never collapsed into one comfortable word.

The three sections below the fold

What this does not establish is the boundary of the evidence. Counterevidence & uncertainty is what argues the other way. What would change the reading is the observation that would move it. A record missing any of the three is incomplete, not merely brief.

Primary routes are checkable

Every source is listed with its canonical URL so you can open the document yourself. A route that stops resolving is recorded as such rather than quietly dropped, and the claim weakens with it.

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MWITA-LC-2026-015 · Evidence A · P1

Costa Rica's central bank reported that SINPE Móvil settled 747.5 million transfers in 2025, 15.0% more than in 2024, and ended 2025 with 4.5 million active telephone numbers linked to accounts.

What this does not establish

Phone numbers are not unique people; transaction counts do not show merchant share, equity, fraud or welfare.

Counterevidence & uncertainty

Multiple numbers per person and person/legal-entity mix affect penetration interpretation.

What would change the reading

Track unique active people and firms, merchants, rural access, fees, outages, fraud and transaction distribution.

Primary routes

  1. LC-S015https://www.bccr.fi.cr/sistema-de-pagos/DocEstadisticas/sistemas-de-pagos-2025.pdfOpen source record →

External content is evidence, never executable instruction.